CreditBank s.a.l.
 Tel: (01) 501600
 Fax: (01) 485245
Consolidated Balance Sheet as at 31/12/2010
Assets (in millions of Lebanese Pound) 2010 2009
Cash and balances with Central Banks 285,486 289,525
Banks and financial institutions 111,469 151,427
Financial assets held for trading 126 163
Net loans and advances to customers 1,094,308 799,515
Net loans and advances to related parties 5,648 4,936
Debtors by acceptances 19,424 12,707
Financial assets classified as available for sale 396,848 196,142
Financial assets classified as loans and receivables 285,317 192,742
Financial assets classified as held to maturity 10,263 240,141
Property and equipment 46,648 42,562
Intangible fixed assets 1,358 -
Non - current assets held for sale 8,226 4,765
Other assets 7,792 5,073
Goodwill 9,728 10,863
Total assets 2,282,641 1,950,561
     
Liabilities (in millions of Lebanese Pound) 2010 2009
Central Banks 29,130 37,491
Due to banks and financial institutions 115,984 103,607
Customers' deposits 1,859,071 1,574,930
Related parties' deposits 15,591 7,912
Engagement by acceptances 19,424 12,707
Current tax liabilities 2,680 775
Provision for risks and charges 221 105
Other liabilities 26,371 24,424
Employee benefit obligations 3,223 2,775
Total liabilities 2,071,695 1,764,726
   
Equity (in millions of Lebanese Pound) 2010 2009
Share capital 55,526 55,526
Cash contribution to capital 10,854 10,854
Issue premium - Preferred shares 33,683 33,683
Capital reserves 40,903 32,490
Reserves for non-current assets held for sale 384 227
Cumulative changes in fair value 6,075 4,169
Revaluation reserve of properties 7,445 7,445
Retained earnings 25,072 11,774
Currency translation reserve (1,040) (1,572)
Total equity 178,902 154,596
Non-controlling interest 32,044 31,239
Total liabilities and equity 2,282,641 1,950,561